By using this website, you acknowledge your assent to the following conditions of use without limitation or qualification. Please read these conditions carefully before using this website. These terms and conditions may be revised at any time by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current terms and conditions to which you are bound.

DISCLAIMER
To the fullest extent permissible pursuant to applicable law, the materials on this website are provided "as is" and without warranties of any kind either expressed or implied and Chartered Insurance Solutions Co., Ltd. disclaim all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. The Company does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this website or the server that makes it available are free of viruses or other harmful components. The Company does not warrant or make any representations regarding the use or the results of the use of the materials on this website in terms of their correctness, accuracy, reliability, or otherwise. The information and descriptions contained herein are not necessarily intended to be complete descriptions of all terms, exclusions and conditions applicable to the products and services.
This website may be linked to other websites which are not maintained by the Company. The Company is not responsible for the content of those websites. The inclusion of any link to such websites does not imply approval of or endorsement by the Company of the websites or the content thereof.

LIMITATION OF LIABILITY
While the Company uses reasonable efforts to include accurate and up-to-date information on this website, errors or omissions sometimes occur. To the fullest extent permissible under applicable law, the Company makes no warranties or representations as to the accuracy of the content of this website and under no circumstances, including, but not limited to, negligence, shall the Company or any party involved in creating, producing, or delivering the website be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this website, even if the Company or an authorized representative of the Company has been advised of the possibility of such damages. In no event shall the Company's total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this website. The Company also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing in the website or your downloading of any materials, data, text, images, video, or audio from this website.

RESTRICTIONS ON USE OF MATERIALS
This website is owned and operated by the Company. Except as otherwise expressly permitted by the Company, no materials from this website or any website owned, operated, licensed or controlled by the Company may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this website for your use only, provided that you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this website for public or commercial purposes, including the text, images, audio, and video without the Company's written permission. In addition, the Company neither warrants nor represents that your use of materials displayed on this website will not infringe rights of third parties.

JURISDICTIONAL ISSUES
Unless otherwise expressly set forth herein, the Company makes no representation that materials on this website are appropriate or available for use in any location. Those who choose to access this website do so on their own initiative and are responsible for compliance with local laws.

OWNERSHIP OF INFORMATION
Any information, other than personal data, you transmit to the Company via this website, by electronic mail or otherwise, including data, questions, comments, or suggestions will be treated as non-confidential and non-proprietary and will become the property of the Company. Such information, other than personal data may be used for any purpose, including, but not limited to, reproduction, solicitations, disclosure, transmission, publication, broadcast, and posting. The Company is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to the Company via this website or by any other means for any purpose whatsoever, including, but not limited to, developing and marketing products using such information.

INTELLECTUAL PROPERTY
All trademarks, service marks, trade names, logos, and icons are proprietary to the Company. Other than as expressly set out in these Conditions and except as permitted by applicable law, nothing contained on the website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any of the Company’s intellectual property including, but not limited to, any trademark or logo displayed on this website without the written permission of the Company. Your use of the trademarks and logos displayed on this website, or any other content on this website, except as provided herein, is strictly prohibited.

SOFTWARE LICENSES
To the extent that any software is made available or provided to you on this website, the Company grants you a non-exclusive, limited and personal license to download and use the software for your own personal, non-commercial use only. No other rights to the software are granted. All rights including intellectual property rights in the software remain the property of the Company or the relevant licensors or owners of the software, except as permitted by law, you may not reverse engineer, decompile, modify or tamper with the software.

SECURITY REMINDER
At the Company, we take our user’s security and confidentiality very seriously. While there is inherent risk in doing business with anyone over a public medium like the Internet, we have implemented measures to reduce these risks in order to safeguard and protect your privacy.

GOVERNING LAW AND JURISIDICTION
These Conditions shall be governed by the laws of Thailand and the parties agree to submit to the exclusive jurisdiction of the courts of Thailand.